Derek,
The advice you seek cannot be condensed into a single forum post really!
Your costs will go far beyond K1 and spouse visas. You are nowhere near that stage yet.
Think of it like this: If you lived in CA, and met a woman from NY online, would you be investigating marriage just yet? No, of course not. You would get to know her over the phone first, and visit her many many times and try to build a relationship. Same with a Russian woman.
If you have read Jims list and RD you have acquainted yourself with the scam side of your journey, now please visit our
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to become familiar with the rest of the journey you are contemplating.